I have been practicing in Albany for more than 20 years. During that time, I have helped many people file for bankruptcy protection. The Bankruptcy Reform Act of 2005 changed a number of bankruptcy procedures. I am knowledgeable about those changes and will review your individual situation to determine which chapter of bankruptcy you need to file.
Credit Counseling is required before you can file for bankruptcy and a second session of credit counseling is required before you can be granted a discharge of your debts. The cost of these credit counseling sessions is built into the total price that I charge for handling your case.