Albany earns lower flood insurance rating - WALB.com, South Georgia News, Weather, Sports

Albany earns lower flood insurance rating

Source WALB Source WALB
Albany Planning Director Paul Forgey (Source: WALB) Albany Planning Director Paul Forgey (Source: WALB)
ALBANY, GA (WALB) -

Albany City leaders say they can't guarantee home and business owners will save money on their flood insurance premiums next year, but they know the discounts will be bigger.

FEMA's most recent ISO rating for flood insurance lowered Albany's rating from an 8 to a 7.  That means Albany flood insurance premiums will receive a 15 percent discount, as compared to a 10 percent last year.  Improvements for flood mitigation and response are judged by FEMA.

Albany Planning Director Paul Forgey said "Over the last 20 years most of the development has been removed from the flood prone areas. There is not nearly as much as there used to be.  That's one of the reasons we have an improved rating."

Albany City officials say the greater discounts don't always mean lower flood insurance premiums because of insurance company decisions.  Every five years cities are audited for the ISO ratings.

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