Georgia ranks 3rd in most wind and hail claims in the U.S. - WALB.com, Albany News, Weather, Sports

Georgia ranks 3rd in most wind and hail claims in the U.S.

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A close-up look at hail. A close-up look at hail.
State Farm agent Steve Perrine. State Farm agent Steve Perrine.
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ALBANY, GA (WALB) -

Insurance company State Farm says Georgia customers reported 25,000 claims in 2013, thanks to wind and hail damage. And the price tag for all those damage claims? $3 billion.

Experts are reminding everyone to prepare their homes and families for the next time wind or hail may strike.

Steve Perrine is a representative with State Farm, and says Georgia sees a lot of hail in general, fueled by southeast severe weather.

He says most people don't think about insuring a home until after damage happens.

"We've got to see physical impressions, more than just chipping, nicking and scaring. The larger hail will actually puncture the shingle and so [adjusters] are looking for signs [like] that," explained Perrine.

Because hail can easily cause damage to a home, he says it's cheaper to keep a home in good shape.

"It's kind of interesting that we end up paying more hail claims for older roofs than we do for newer roofs," said Perrine.

He also noted that recent hail claims have been lower than in previous years.

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