Cold weather leads to Insurance Claims - WALB.com, Albany News, Weather, Sports

Cold weather leads to Insurance Claims

Posted: Updated:
Sam Shugart Sam Shugart
  • More WALB News10 HeadlinesMore News HeadlinesMore>>

  • Residents on alert for kids in cars

    Residents on alert for kids in cars

    Wednesday, July 23 2014 4:22 PM EDT2014-07-23 20:22:40 GMT
    Tuesday night, they got a call from someone in the Harvey's parking lot who said a baby was left in a car. Officials say when they got there the car was gone, the woman then drove to the sheriff's office with the baby, which was OK.More >>
    Tuesday night, they got a call from someone in the Harvey's parking lot who said a baby was left in a car. Officials say when they got there the car was gone, the woman then drove to the sheriff's office with the baby, which was OK.More >>
  • Thief breaks into locked car

    Thief breaks into locked car

    Wednesday, July 23 2014 4:15 PM EDT2014-07-23 20:15:19 GMT
    Car break-ins continue to be a major problem all across south Georgia. One victim in Americus is worried about how crooks got in his car, even though it was locked.More >>
    Car break-ins continue to be a major problem all across south Georgia. One victim in Americus is worried about how crooks got in his car, even though it was locked.More >>
  • Stolen Mustang found in the dunes

    Stolen Mustang found in the dunes

    Wednesday, July 23 2014 4:04 PM EDT2014-07-23 20:04:56 GMT
    Albany area law enforcement was on the lookout for a stolen 2010 Mustang convertible, taken from the Hidden Lakes area on the night on July 17. The keys were left in the car.More >>
    Albany area law enforcement was on the lookout for a stolen 2010 Mustang convertible, taken from the Hidden Lakes area on the night on July 17. The keys were left in the car.More >>
ALBANY, GA (WALB) -

Before this week's arctic blast hit, we warned you to protect your pipes to prevent them from bursting. Now that everything has thawed, the problems are not nearly as bad as anticipated.

"I think that most of our insurers or even the general public were proactive. I understand that both Home Depot and Lowes were completely sold out of pipe insulation which means that home owners were proactive in purchasing insulation to protect their property," said Sam Shugart, BBA-Risk Management & Insurance.

Shugart said he was surprised by the low number of claims that were filed, but there was one claim with major damage.

"We actually had a client who was in Miami on a business convention and he had a neighbor just go check on his house and it turns out some pipes burst in the attic and it flooded his house."

The problems started yesterday once frozen pipes started thawing.

"You don't know that the pipe is busted right away because the ice is blocking the water from leaking essentially so about 1:30PM 2:00PM yesterday we started getting the calls, the pipes start thawing and the water is actually allowed to escape," said Sam.

And here's something important to remember.  If you do not take the proper action to protect your property, and your insurance company can prove it, your claim could be denied.

"A lot of people have the attitude that I have insurance so I shouldn't worry about it, but the truth is if you don't protect your property the carriers can actually deny claims," said Sam Shugarts.

Just because you didn't have damage this time, that doesn't mean you won't during the next Hard Freeze, so Shugart says it's a good time to make sure your home is protected.

 

 Copyright 2014 WALB.  All rights reserved.