Before this week's arctic
blast hit, we warned you to protect your pipes to prevent them from bursting.
Now that everything has thawed, the problems are not nearly as bad as
"I think that most of
our insurers or even the general public were proactive. I understand that both
Home Depot and Lowes were completely sold out of pipe insulation which means
that home owners were proactive in purchasing insulation to protect their
property," said Sam Shugart, BBA-Risk Management & Insurance.
Shugart said he was surprised
by the low number of claims that were filed, but there was one claim with major
"We actually had a
client who was in Miami on a business convention and he had a neighbor just go
check on his house and it turns out some pipes burst in the attic and it
flooded his house."
The problems started
yesterday once frozen pipes started thawing.
"You don't know that
the pipe is busted right away because the ice is blocking the water from
leaking essentially so about 1:30PM 2:00PM yesterday we started getting the
calls, the pipes start thawing and the water is actually allowed to
escape," said Sam.
And here's something
important to remember. If you do not
take the proper action to protect your property, and your insurance company can
prove it, your claim could be denied.
"A lot of people have
the attitude that I have insurance so I shouldn't worry about it, but the truth
is if you don't protect your property the carriers can actually deny
claims," said Sam Shugarts.
Just because you didn't
have damage this time, that doesn't mean you won't during the next Hard Freeze,
so Shugart says it's a good time to make sure your home is protected.