SIDEBAR - Gift cards - WALB.com, Albany News, Weather, Sports

SIDEBAR - Gift cards

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  • Man dies after falling off truck bed

    Man dies after falling off truck bed

    Tuesday, September 16 2014 12:30 PM EDT2014-09-16 16:30:12 GMT

    One man is dead after officials say he fell off of a truck bed.

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    One man is dead after officials say he fell off of a truck bed.

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  • Head Start students in Valdosta receive free oral health screening

    Head Start students in Valdosta receive free oral health screening

    Tuesday, September 16 2014 12:16 PM EDT2014-09-16 16:16:03 GMT
    Oral hygienists from the Georgia Department of Public Health examined the teeth of some of the students at one of the Head Start centers in Valdosta Tuesday morning to get a better understanding of the level of oral health and oral health awareness in the area.More >>
    Oral hygienists from the Georgia Department of Public Health examined the teeth of some of the students at one of the Head Start centers in Valdosta Tuesday morning to get a better understanding of the level of oral health and oral health awareness in the area.More >>
  • UPS to hire up to 95,000 seasonal workers

    UPS to hire up to 95,000 seasonal workers

    Tuesday, September 16 2014 11:44 AM EDT2014-09-16 15:44:34 GMT
    UPS said it expects to hire approximately 90,000 to 95,000 seasonal employees to handle increased demand for package deliveries over the holiday season.More >>
    UPS said it expects to hire approximately 90,000 to 95,000 seasonal employees to handle increased demand for package deliveries over the holiday season.More >>

Here are some helpful tips from the Better Business Bureau regarding gift card purchases:

  • Buy from sources you know and trust. Avoid buying gift cards from online auction sites, because the cards may be counterfeit or may have been obtained fraudulently.
  • Read the fine print before you buy. Is there a fee to buy the card? If you buy a card by phone or online, are there shipping and handling fees? If you don't like the terms and conditions, buy elsewhere.
  • See whether any fees will be deducted from the card after you purchase it.
  • Inspect the card before you buy it. Verify that none of the protective stickers have been removed. Make sure that the codes on the back of the card haven't been scratched off to reveal a PIN number. Report any damaged cards to the store selling the cards.
  • Give the recipient your original receipt so they can verify the card's purchase in case it is lost or stolen.
  • Consider the financial condition of the retailer or restaurant. BBB encourages consumers to use gift cards as soon as possible. If the retailer or restaurant goes out of business before the card is redeemed, there will more than likely be no recourse for the card holder.
  • For more helpful tips and information regarding gift cards, visit www.bbb.org. If you have a problem with a gift card, contact the company that issued the card first. If the issue remains unresolved, contact the Federal Trade Commission for cards issued by retailers or the Comptroller of the Currency for cards issued by national banks.

    Helpful links from the Consumer Financial Protection Bureau: 

    http://www.consumerfinance.gov/blog/giving-or-receiving-gift-cards-know-the-terms-and-avoid-surprises/

    http://www.consumerfinance.gov/askcfpb/search?selected_facets=tag_exact%3Agift+card

    http://www.consumerfinance.gov/d/askcfpb/397/gift-card-prepaid-card.html

    http://www.consumerfinance.gov/complaint/#credit-card