Cutting cost for college - WALB.com, Albany News, Weather, Sports

Cutting cost for college

Posted: Updated:
Tips for applying to college and how to pay for it Tips for applying to college and how to pay for it
  • More WALB News10 HeadlinesMore News HeadlinesMore>>

  • Bowl-A-Rama holds Back-to-School Bash

    Bowl-A-Rama holds Back-to-School Bash

    Friday, August 1 2014 11:19 PM EDT2014-08-02 03:19:59 GMT
    James Smith, studentJames Smith, student
    An Albany bowling alley is helping kids have a little fun before they go back to school. Bowl-A-Rama held its first Back-to-School Bash for High School Students in Dougherty, Lee, Mitchell, and Baker Counties. More >>
    An Albany bowling alley is helping kids have a little fun before they go back to school. Bowl-A-Rama held its first Back-to-School Bash for High School Students in Dougherty, Lee, Mitchell, and Baker Counties. More >>
  • Valdosta organization prepares for backpack giveaway

    Valdosta organization prepares for backpack giveaway

    Friday, August 1 2014 11:14 PM EDT2014-08-02 03:14:47 GMT
    Volunteers at Moody Air Force Base pre-packed more than 900 backpacks with school supplies on Friday.More >>
    Volunteers at Moody Air Force Base pre-packed more than 900 backpacks with school supplies on Friday.More >>
  • Sylvester residents gather for National Night Out

    Sylvester residents gather for National Night Out

    Friday, August 1 2014 11:11 PM EDT2014-08-02 03:11:03 GMT
    Scott Vandermolen, Florida residentScott Vandermolen, Florida resident
    A week after 8 teenagers were shot at a party in Sylvester people came together there Friday night to fight crime .A National Night Out celebration was held at Jeffords Park downtown. More >>
    A week after 8 teenagers were shot at a party in Sylvester people came together there Friday night to fight crime .A National Night Out celebration was held at Jeffords Park downtown. More >>
ALBANY, GA (WALB) -

With a little over two months away from graduation, many high school seniors and their parents are busy trying to lock down the perfect college. But getting admitted is only half the battle; the other half is figuring out how to pay for it.

But experts say there are ways to make college fit into your long-term budget. Researchers say the earlier you start planning the better prepared you'll be.

They encourage students and their parents to apply for financial aid no matter what your circumstances. Experts say you never know what aid is available until you apply.

If you have to borrow money, try to get federal loans first and avoid having the student take on private loans at all costs. Private loans have higher interest rates and stricter guidelines when it comes time to pay up.

Also, consider community colleges. Your student can attend a smaller two year college for the first two years and then transfers to a pricier school for his or her remaining two years.

For parents with high school sophomores and juniors, encourage them to take as many AP courses as possible and to prep well for AP exams. Every exam they pass goes toward a college credit he or she won't have to take later down the road.

Wednesday from 9 to 2 o'clock, sophomore and juniors are encouraged to come to Albany Tech for an informational seminar with tips for applying for schools and how to pay for it.

Copyright 2013 WALB.  All rights reserved.