Small businesses can't afford employee insurance - WALB.com, Albany News, Weather, Sports

Small businesses can't afford employee insurance

  • More WALB News10 HeadlinesMore News HeadlinesMore>>

  • Metro Albany's jobless rate climbs .3%

    Metro Albany's jobless rate climbs .3%

    Thursday, July 24 2014 8:54 AM EDT2014-07-24 12:54:21 GMT
    Information from The Georgia Department of Labor- The Georgia Department of Labor says Metro Albany's unemployment rate increased to 8.7 percent in June, up three-tenths of a percentage point from 8.4More >>
    The rate increased because of seasonal factors, such as the summer job loss among non-contract school workers and temporary layoffs, primarily in manufacturing. There were 60,500 jobs in Albany in June, down by 300, or 0.5 percent, from 60,800 in May. Most of the loss came in state government and the service-related industries.More >>
  • Air Algerie flight vanishes from radar

    Air Algerie flight vanishes from radar

    Thursday, July 24 2014 7:21 AM EDT2014-07-24 11:21:02 GMT
    ALGIERS, Algeria (WALB) - An Air Algerie flight with 110 passengers and 6 crew member has vanished from radar.The flight, which was headed to Algiers from Burkina Faso, disappeared about 50 minutes after takeoff.The plane's flight path passes over Mali where military unrest continues in country's north. The U.S. recently banned flights into and over African conflict zones, including Mali.This comes just days after a Malaysian Airliner was shot down over Ukraine killing everyone on boardCopyri...More >>
    ALGIERS, Algeria (WALB) - An Air Algerie flight with 110 passengers and 6 crew member has vanished from radar.The flight, which was headed to Algiers from Burkina Faso, disappeared about 50 minutes after takeoff.The plane's flight path passes over Mali where military unrest continues in country's north. The U.S. recently banned flights into and over African conflict zones, including Mali.This comes just days after a Malaysian Airliner was shot down over Ukraine killing everyone on boardCopyri...More >>
  • Two in custody following drug bust

    Two in custody following drug bust

    Wednesday, July 23 2014 11:13 PM EDT2014-07-24 03:13:15 GMT
    Two people believed to be involved in selling cocaine in a car wash behind a gas station on North Slappey are in custody tonight.More >>
    Two people believed to be involved in selling cocaine in a car wash behind a gas station on North Slappey are in custody tonight. More >>

October 4, 2002

Albany- Leesa Haire has owned Nature's Cure for four years. When she opened the business, she knew offering health insurance and worker's compensation to her employees would be too expensive. By law, as a small business, she doesn't have to.

Haire says, "Health can be catastrophic to you personally and even to the business. If someone is hurt, and they don't have insurance, you're more vulnerable."

Nature's Cure employee, Tisha Callaway, says she knew her employer couldn't afford insurance, so she is glad she was on her parents' plan, after a recent car wreck. Callaway says, "You have to get it. Everybody needs health insurance, whether it's half or full coverage. It's necessary."

Insurance agent, Rick Dougherty, says there is hope for small business owners because insurance companies realize how important they are. They've focused over the years on middle and large accounts and that's come back to hurt them.

Teresa Rayburn, with the Small Business Development Center, says many small businesses choose to lease their employees through larger companies so they can be insured.

Rayburn says, "They will come in and sign your employees up as their employee, and then, you lease them, and they get all the benefits." Rayburn also says until small businesses can afford to offer insurance plans, it is wise for their employees to take out insurance plans on their own.

Small businesses also can contact the local Chamber of Commerce for a group health insurance plan for their employees that is more economical.

Posted at 5:00PM by Jocelyn.Maner@walb.com