Saturday, May 25 2013 6:27 PM EDT2013-05-25 22:27:57 GMT
Supporters of a 6-year-old Albany boy battling a serious brain disorder are coming together once more to help with his medical bills. This time, with a Vegas style event. This may seem like a regularMore >>
Supporters of a 6-year-old Albany boy battling a serious brain disorder are coming together once more to help with his medical bills. This time, with a Vegas style event.More >>
Saturday, May 25 2013 4:52 PM EDT2013-05-25 20:52:02 GMT
A woman is recovering after her SUV was struck by another vehicle, flipping it several times. It happened around 3:15pm Saturday, near the 1500 block of U.S. Highway 19. Officials say John Earley wasMore >>
A woman is recovering after her SUV was struck by another vehicle, flipping it several times.More >>
Saturday, May 25 2013 7:30 AM EDT2013-05-25 11:30:07 GMT
Albany Engineer K. Bruce Maples, P. E. announced some road closures Thursday morning. Beginning at 6:00 A.M., Saturday, May 25, 2013, the following streets will be closed for the Spring Fest and SBMore >>
Albany Engineer K. Bruce Maples, announced some road closures beginning at 6:00 A.M., Saturday, May 25, 2013, in downtown Albany.More >>
Friday, May 24 2013 10:55 PM EDT2013-05-25 02:55:46 GMT
Not going out of town for Memorial Day? Don't worry, the Albany Panthers want to make sure you have a good weekend as they host their first ever beer fest. You can sample more than 20 types of beer SaturdayMore >>
Not going out of town for Memorial Day? Don't worry, the Albany Panthers want to make sure you have a good weekend as they host their first ever beer fest.More >>
Friday, May 24 2013 10:50 PM EDT2013-05-25 02:50:57 GMT
The family of a Miller County woman is mourning tonight after GBI investigators say the 58 year old was murdered by her husband, before he took his own life. Now the family of Barbara Bass is speakingMore >>
The family of a Miller County woman is mourning tonight after GBI investigators say the 58 year old was murdered by her husband, before he took his own life.More >>
ALBANY, GA (WALB) - As Christmas gets closer, some credit card companies are making it harder for shoppers to charge now and pay later. Many companies instituted new requirements to get credit and even reduced credit limits for existing consumers.
Some south Georgians say credit is the only way they'll be able to put gifts under the tree for the holidays but there are some tips to keep credit card users from getting into big financial trouble.
The sights at the mall can fuel the spending frenzy during the holidays. There are all of the colorful lights on trees and the 75-percent off signs which can add up to motivation to pull out the credit card and simply swipe.
"I use it a lot," said shopper Melly Rentz. Rentz admits she's quick to resort to plastic. "Everytime I go shopping," said Rentz.
This Christmas will be no exception. She has plans to use the old faithful card.
"A lot. I have to buy a lot of presents for my Dad, my Mom, my friends and I have to buy myself a little something too," said Rentz.
The National Retail Federation recently conducted a survey of nearly 9,000 consumers. Nearly 32-percent said they'll be using credit as their primary source of payment during the holidays.
"With the economy the way that it is now, we're all affected and we need to come up with alternative ways to celebrate the holidays," said Melba Bridges with the Consumer Credit Counseling Service.
Bridges says to avoid trouble, make a shopping list. "Write down how much you plan to spend on each individual that's on your list and stick to the list," said Bridges. Use that list to shop early instead of at the last-minute. "Sometimes that's when we overspend," said Bridges.
If you can, cash may be the best option. That way you may be more careful not to overspend. "And if you don't pay cash, have a plan to pay off what you might charge. Don't just charge and not keep up with it," said Bridges.
With the current economy, it may good to get creative. In other words, go cheap or free. "Maybe give them a card that says I'll do something for you, wash your car, clean your house, bake you a cake," said Bridges.
It could prevent your credit cards from ending up cut in half. The bottom line is budget. "I try but it doesn't really work out for me," said Rentz.
Rentz plans to buy now and worry later because it's worth it once a year. "It's just a special time of the year when you're with your family and sharing presents. It's just a great time of the year," said Rentz.
It'll probably be after the New Year when we all realize just how much we've spent.
The National Retail Federation found that more people plan to use cash this year to purchase gifts so the number of people who plan to use credit is down slightly.