ALBANY, GA (WALB) - At least 40% of you started your Christmas shopping before Halloween, that's according to a recent nationwide survey.
Given the state of the economy, money you spend on those purchases may be harder to come by.
But a lot of south Georgians have plenty of money to spend because they planned ahead.
Saving with the help of Christmas Club accounts.
DOCO Credit Union members who stashed away money in their accounts throughout the year are now reaping the benefits, members saved one-point two million dollars this year.
"It's a great way for members to save money for a specific purpose and have it available when they need it. As soon as we release the money in November we try to get them saving again for the next Christmas," said Barry O. Heape, DOCO President & CEO.
Many credit unions and banks offer Christmas Club accounts.
Most penalize account holders for withdrawing money early, that discourages you from dipping into your savings before the holidays.
The National Retail Federation expects spending to go up less than 2% this year, the lowest increase in six years.Feedback
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