Layaway for the Holiday - WALB.com, Albany News, Weather, Sports

Layaway for the Holiday

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By Karen Cohilas - bio | email

October 22, 2008

ALBANY, GA (WALB) - With the economy struggling and disposable income shrinking, you may wonder how you'll make it through the holidays. A lot of people are turning to layaway.

For 31 years, Phyllis Spears has worked at K-Mart in Albany. And for all of that time, her store has continued its layaway program. "We're just about the only game in town and with the economy the way it is, it's perfect. I mean, you don't have to come off all that money all at once, you can pay every two weeks."

We found lots of people taking advantage of that today. "Because people are hurting, because the economy really is hitting everybody right now," said Rachel Eubanks.  She has three children, and wants to make Christmas morning a happy time, without creating hardship on family finances.

"I like to see their faces light up." Does this make it a little easier? "Oh yes, yes. I wish I had done this last year. Didn't know about K-Mart having layaway. This year it's going to be a lot easier."

K-Mart has never done away with its layaway program, but it appears that this year, more people than ever are taking advantage of it. Already, they're running out of room on the shelves.

Amelia Lee said she's doing it, "So my kids will have a good Christmas. Things are getting tight. This is about the only way I can do it. Instead of buying it all at one time, just put my stuff on layaway and keep paying for it."

Several stores in Albany offer layaway. 

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