Foreclosures are up, but help is available - WALB.com, Albany News, Weather, Sports

Foreclosures are up, but help is available

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By Christian Jennings - bio | email

October 17, 2008

THOMASVILLE, GA (WALB) - Home foreclosure is a rapidly growing problem. But free help is out there. A nonprofit organization in Thomasville can work with you.

Redemption Ministries Incorporated in Thomasville provide everything from homeownership counseling to budgeting advice.

"Most recently we've been brought into the foreclosure situation," says Graham Bell.

And In the last 3 months their office has been flooded with cries for help.

"We're a very rural organization, and we've had as many as 3 to 4 people call in a single day looking for help in various stages of having problems with their mortgage," says Bell.

Problems Graham Bell is qualified to deal with. Just last month he was one of the first in the country to become a Certified Foreclosure Intervention Counselor. And he has advise for those of you in a mortgage crisis.

"Realize that this doesn't make you a bad person, or a substandard person. Just face up to the fact that you have a problem and deal with it. And that's where we can help you through," says Bell. 

But counseling and classes aren't the only services they offer. Part of their mission to help homeowners and the struggles they face is to provide them with a set of free tools they can use around the house.

It's the Thomas county Tool Library located in the back of their office...saws, drills, anything you need around the house but can't afford...is here.

All you have to do is show ID and the tool is yours for 3 days just like a library book.

"We're the only one in this general area in Southwest GA," says Bell.

To give you the tools you need, to keep your house and your mortgage in tip top shape.

If you think you're interested in RMI's services call 229-228-6888.

Or contact your local city for a list of organizations in your area that can help you through this crisis.

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