ALBANY, GA (WALB) - Anne Parker worked hard to pay off the mortgage on a home that she moved into some 40 years ago.
She worries people like her will get stuck with the big bailout bill.
"I can see both sides of it but a lot of us have lived within our means through the years and these companies should encourage that type of thing too," said Anne Parker, homeowner.
Parker hopes the plan doesn't end up just helping the rich.
"It doesn't seem fair for the government to have to keep paying off these companies. They're the ones running these companies are getting more than they deserve for their salaries, maybe they should be the ones taking care of the debt," said Parker.
She and many other Americans are anxious to learn more about how the bailout money would be spent.
"It does sound ironic that we should be bailing out a lot of theses highly compensated chief executives, while middle class and lower class Americans are suffering through mortgages and possible facing foreclosure," said Aaron Johnson, Darton College Assistant Professor of Economics.
Johnson says the struggling economy will be in deeper trouble if the government doesn't do something.
"Businesses need credit, municipalities need it, we're all dependant on the financial systems to run our operations," said Johnson.
If the crisis gets worse, it could get harder for all of us to get loans and credit.
"You'll start to see the APR/interest rates start to rise, and even for those with good credit," said Johnson.
He says it's important for leaders from both political parties to work together on a plan to help. Anne Parker hopes whatever they decide will help.
"We don't want to go into a recession and they talk like they're trying to do this to help us,"
Now all Americans can do is wait to see what happens next.