A home of their own - WALB.com, Albany News, Weather, Sports

A home of their own

Posted: Updated:
  • More WALB News10 HeadlinesMore News HeadlinesMore>>

  • Major road project takes a step forward

    Major road project takes a step forward

    Wednesday, April 23 2014 12:02 AM EDT2014-04-23 04:02:45 GMT
    Lee County Commissioners are close to approving a route for a major road project that will connect the east and west parts of the county. Tuesday night, they heard from Georgia Tech engineers who studiedMore >>
    Lee County residents will soon have the chance to give their opinions on a major road project.More >>
  • City leaders approve new rules for model airplanes

    City leaders approve new rules for model airplanes

    Tuesday, April 22 2014 11:59 PM EDT2014-04-23 03:59:14 GMT
    Albany city commissioners approve new rules for model airplanes.      Following complaints from some people who live near Hilsman Park a citizen's advisory committee spent months studying the issue andMore >>
    Albany city commissioners approve new rules for model airplanes.      Following complaints from some people who live near Hilsman Park a citizen's advisory committee spent months studying the issue andMore >>
  • Voters hear from candidates at forum

    Voters hear from candidates at forum

    Tuesday, April 22 2014 11:56 PM EDT2014-04-23 03:56:54 GMT
    Voters heard from more than a dozen political candidates at a forum Tuesday night hosted by the Albany Civil Rights Institute. People running in Dougherty County Commission, Dougherty County School BoardMore >>
    Days before early voting opens, candidates for several races in Dougherty County get together to try earn voters' support.More >>

By Alicia Eakin - bio | email

July 8, 2008

Lowndes County - A Lowndes County couple recently moved into a home of their own thanks to the Community HOME Investment Program or CHIP.

It provides down payment assistance and housing rehabilitation to eligible families.

County officials hope it will help more people find a place to call home.

Disabilities and income have kept William and Margo Branham from buying a home, but not from dreaming they'd one day have a place of their own.

"So we were living at home. My mom had a home but I wanted my own home," William says.

Their dream came true when they found out about the CHIP grant, a program offered through Lowndes County that can give prospective homeowners up to $14,000 for a down payment.

"If you can get that first down payment then that's a hand up and we've been able to get them that first down payment so they can move out of rental housing and into a home of their own," says County Commissioner J Edgar Roberts.

The Branhams applied for and were the first family in the county to receive the grant. Coupled with another grant, they received nearly $30,000 to purchase a home.

Together the grants allowed the Branhams to purchase this home and provide them with affordable monthly payments."

"We are making $297.15 payments on this house. Normally, you'd pay at least $500 or $600 dollars or more," William says.

They just moved into this three bedroom, two bathroom home in the southern part of the county.

"We are truly blessed. To walk around and realize this is ours!" Margo tells us.

"I just broke down because it took us so long to do this and this is a tremendous blessing from God," William adds.

And for the Branham's, home has never seemed so sweet.

Roberts says he expects five more families to close on CHIP homes this week.

The County received $300,000 to distribute to families in Lowndes County.

Anyone interested is encouraged to call Carmella Braswell at (229) 671-2430, as funds are still available.  

Powered by WorldNow