Albany -- Many people are walking by the familiar Salvation Army bell ringers without donating as they shop because they just don't have much cash.
More of us use credit cards and debit cards for many purchases.
That can hurt the Salvation Army which depends on your loose change to make a difference for the less fortunate.
"I use my credit card, but if I do get cash, I go to the ATM and get 10 dollars for the little starving kids who don't have nothing. We have so much and they have nothing at all," said Charles McCubbins.
"It's a very worthy cause and we enjoy doing it and give all you can for those under privileged kids," said Salvation Army Volunteer, Farris Shorter.
This year you can donate to Salvation Army's Red Kettle Campaign online.