College students beware of plastic - WALB.com, South Georgia News, Weather, Sports

College students beware of plastic

July 28, 2006

Albany -- Credit card companies market to college students who often have no experience using credit cards. Without a lesson in smart usage, they can rack up thousands of dollars in debt.

Bankers stress that all of us, especially students, should use cards wisely to avoid financial trouble."Advice would just, to me, would just be maybe choose one or maybe two to begin with, and get accustomed to paying that balance off, and not letting it build up to something that can get out of hand pretty quickly," said Scott Tomlinson of Flint Community Bank.

Tomlinson also warns young people to beware of credit card companies that send approval letters by mail and those that try to get students to sign up on campus. Those cards may carry a higher interest rate than those at a local bank.

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