Albany--As gas prices take a toll on your wallet, it could actually lead to cheaper car insurance.
Many drivers are spending less time behind the wheel in order to save money at the pump.
Insurance agents say driving less could qualify you for lower premiums and save you about five to ten percent a year on insurance costs.
"They have to notify their insurance company, and say, 'Hey, listen, I'm only driving two miles to work, I'm doing this three days a week, I'm car pooling now, I'm going to put less than 5,000 miles a year on our car.' You have to advise your insurance agent of this, so they'll know how to rate the car," says State Farm agent, Al Hatcher.
Right now, gas prices nationwide are currently the highest they've been since right after Hurricane Katrina. Nationwide, drivers are paying $2.97 a gallon.