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  • Worth Co. hosts open house

    Worth Co. hosts open house

    Monday, July 28 2014 11:24 PM EDT2014-07-29 03:24:37 GMT
    It's already back to school time for some south Georgia students. Classes start tomorrow in Worth County.On Monday afternoon, all the schools held open houses for parents and students.At Worth County elementary, families got to met the teachers and get acquainted with the school.The Principal says the staff is ready, and parents told us they appreciated the open house."We are just going to keep going strong with things that we have done in the past, we had a very successful school year last y...More >>
    It's already back to school time for some south Georgia students. Classes start tomorrow in Worth County.On Monday afternoon, all the schools held open houses for parents and students.At Worth County elementary, families got to met the teachers and get acquainted with the school.The Principal says the staff is ready, and parents told us they appreciated the open house."We are just going to keep going strong with things that we have done in the past, we had a very successful school year last y...More >>
  • Lee Co. Woman speaks out about scary home invasion

    Lee Co. Woman speaks out about scary home invasion

    Monday, July 28 2014 11:20 PM EDT2014-07-29 03:20:11 GMT
    A Lee County woman says she'll think twice before opening her front door after a frightening home invasion.Tonya Stewart says Friday night a group of young people rushed inside her home and beat her up.Her husband ran to help. In the meantime, her 2-year-old niece suffered a busted lip.Stewart ended up with bruises and a black eye.“I just felt like my house was in danger and my life was in danger. I felt like I was gonna be killed or someone in my house was gonna be killed. I had a little gir...More >>
    A Lee County woman says she'll think twice before opening her front door after a frightening home invasion.Tonya Stewart says Friday night a group of young people rushed inside her home and beat her up.Her husband ran to help. In the meantime, her 2-year-old niece suffered a busted lip.Stewart ended up with bruises and a black eye.“I just felt like my house was in danger and my life was in danger. I felt like I was gonna be killed or someone in my house was gonna be killed. I had a little gir...More >>
  • Football coaches stress hydration as South Georgia heats up

    Football coaches stress hydration as South Georgia heats up

    Monday, July 28 2014 11:12 PM EDT2014-07-29 03:12:23 GMT
    Football is an intense, and grueling collision sport, and when South Georgia heats up, practice is even more stressful on the body."We don't wanna lose a kid because of the fact they are not hydrating themselves," says Monroe Head Coach Charles Truitt.That's why coaches stress the importance of staying hydrated on and off the field."We preach when they get home at night after football practice, to hydrate themselves and then we they get up in the morning hydrate themselves," says Truitt.After...More >>
    Football is an intense, and grueling collision sport, and when South Georgia heats up, practice is even more stressful on the body."We don't wanna lose a kid because of the fact they are not hydrating themselves," says Monroe Head Coach Charles Truitt.That's why coaches stress the importance of staying hydrated on and off the field."We preach when they get home at night after football practice, to hydrate themselves and then we they get up in the morning hydrate themselves," says Truitt.After...More >>

June 1, 2005

Albany - The Federal Fair Credit Reporting Act requires major credit bureaus to provide you with a free copy of your credit report, at your request, once every 12 months.

For many people, the only time they even think about their credit is when they apply for a credit card. Lanett Austin says, "We'll have some people approved and some people declined, really just depending on their history."

History that could also affect whether they can make major purchases. "Me and my husband were trying to purchase a home and we wanted to make sure that anything that was on the credit that was unpaid, we could take care of because, the better your credit is, the better your chance of purchasing a home,"says Mandy Guined. She doesn't even use credit cards. "I've known several people that get themselves into debt with credit cards," says Mandy, "and I just don't want to put myself in that situation."

Every year, at least once a year, she checks her credit report. "I think it's a very good idea to check it at least once a year, not only for your personal, but just to make sure there's nothing on there that shouldn't be on there, says Mandy. Like an open line of credit that she didn't apply for, or past due bills.

Credit cards aren't the only thing that can affect your credit report. Even something as innocent as a library fine can have a negative impact.

And if someone is using your identity to make purchases, it could cause big problems. Pam Martin of Heritage Bank says, "Let the three large credit bureaus know that there's information out there on you that's incorrect, that's possible fraud. Go to your bank, report it to your bank, check your other credit cards, talk with them and make sure no one has tampered with those credit cards."

Starting Wednesday, your credit report  is free and immediately available, with just the click of a mouse. You can also obtain a copy of your credit report by phone or postal mail.

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