New insurance bill leaves some questions - WALB.com, Albany News, Weather, Sports

New insurance bill leaves some questions

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By Jim Wallace - bio | email

ALBANY, GA (WALB) –   South Georgia health insurance experts say consumers will need to beware if they buy health insurance from companies in other states under a new proposal passed by the Georgia House.

Insurance experts say that House Bill 1184 still leaves a lot of questions about how the Georgia Insurance Commissioner will regulate health insurance plans bought across state lines.

Proponents say the bill will reduce the number of uninsured Georgians, offering more choice and competition in the individual market. But there are still lots of questions. 

"Georgia has a lot of mandated coverages that when you buy a policy you know you've got certain coverages for mental and nerves, and certain coverages for routine wellness. Well, in another state they might not have as many mandates as we have," said Kirk Rouse, Exec. V.P. of Doherty, Duggan, & Rouse. 

The Senate has a very similar bill to allow people to purchase health insurance across state lines. Rouse says until legislators vote in one bill, and set up regulations on out of state purchased health care insurance plans, consumers will have to be very careful shopping for coverage.

 

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