Monday, May 20 2013 4:45 PM EDT2013-05-20 20:45:01 GMT
Georgia law enforcers say if you don't wear your seat belt, you can expect to get a ticket. The annual May "Click it or Ticket" campaign got underway Monday across Georgia. Through the Memorial Day holidayMore >>
Georgia law enforcers annual click it or ticket campaign is underway, to get people to buckle up for safety.More >>
Monday, May 20 2013 4:40 PM EDT2013-05-20 20:40:05 GMT
Two Valdosta teenagers are charged with burglarizing a business after they were caught leaving the scene Sunday night. Police say around 11:30 p.m., a 15 and 14-year-old broke into On The Way Tax ServicesMore >>
Two Valdosta teenagers are charged with burglarizing a business after they were caught leaving the scene Sunday night. More >>
Monday, May 20 2013 4:38 PM EDT2013-05-20 20:38:02 GMT
With summer almost here, more motorcycles will be on the road. And south Georgia bikers urge you to watch out for them. They're asking car and truck drivers to look twice and make sure there is not aMore >>
South Georgia motorcyclists urge drivers to pay attention to the road, and look twice before pulling out.More >>
Monday, May 20 2013 4:32 PM EDT2013-05-20 20:32:01 GMT
The Georgia Bureau of Investigation is investigating an officer involved shooting in Lakeland. Saturday night around 9:00, 42-year-old Tim Blanton was shot at 196 North Highway 135. GBI agents areMore >>
Saturday night around 9:00, 42-year-old Tim Blanton was shot at 196 North Highway 135. GBI agents are investigating two officers who were involved, a Lanier Co. Sheriff's deputy and a GSP trooper.More >>
Monday, May 20 2013 2:25 PM EDT2013-05-20 18:25:47 GMT
Dougherty County Commissioners unanimously denied a $15,000 for the National Youth Sports Program during Monday's Commission meeting. Robert Skinner, the NYSP director, outlined the program's services,More >>
Dougherty County Commissioners unanimously denied a $15,000 for the National Youth Sports Program during Monday's Commission meeting.More >>
ALBANY, GA (WALB) –Spend or save? It's a tough choice for many families dealing with tight budgets during this tough economy. Members of an area credit union managed to save a lot of money that they can now spend this holiday season.
Tracy B. Canty knows all about the ABC's and 123's. She's a special education teacher at Dougherty Comprehensive High School.
"Counting money and telling time. That's the kind of math we do," said Canty.
She's used to counting numbers in the classroom. Outside the classroom, the equations aren't always favorable for teachers. "Because being a teacher, we only get paid once a month," said Canty.
One paycheck a month plus strict budgets and holidays approaching can add up to a bad math problem, especially if you're like Canty. "I do love giving and seeing everyone happy," said Canty.
So years ago she started using something called the Christmas Club Savings Account at her credit union. "It helps them to be able to budget for the year, to be able to put some money back for Christmas so it doesn't hit them all at one time," said DOCO Regional Federal Credit Union Vice-President of Member Services Carol Wolfe.
Depending on the amount, DOCO Regional Federal Credit Union members also get dividends on that money. "Each November 1st, we transfer it over to their savings or checking accounts for the holiday spending," said Wolfe.
This year those savings hit a record. "It was very popular. We had about $1.2 million that moved over into the checking or savings accounts," said Wolfe.
Those $1.2 million plus dollars can eventually spill into the local economy as members spend for the holidays. "The concern is that if you're spending money outside of the area that those dollars aren't going to circulate into the community," said Darton College Economist Aaron Johnson.
Johnson says every dollar will count for local retailers this holiday season when shopping is expected to be down. More local spending can even lead to folks getting a few more hours at work. "Businesses are going to want to see some type of sustained movement with the consumers," said Johnson.
You don't have to tell Mrs. Canty to get moving. She's ready.
"That's a great feeling compared to if I didn't have the Christmas account. I wouldn't be able to shop," said Canty. She's ready to shop and give. This year she won't have to crunch numbers or break the bank to do it.
There's a small early withdrawal fee for folks if they touch that money before it's released. That encourages people to keep saving.
DOCO Regional Federal Credit Union also has a Vacation Club. Members can save money throughout the year toward those summer trips.