It's designed to boost home sales in rural areas.
The program sponsored by the United States Department of Agriculture provides 100% financing to purchase an existing home or even build a new home in rural areas.
Pretty much every county in our area, other than Dougherty County and parts of Lee County... qualify for the loan.
"It is a little more lenient than a conventional loan," said Northside Mortgage manager Stacey Walker. "Right now it's tougher to get a conventional loan than it used to be so it's a really good program. It's opened the doors for a lot of people and most of our area, like I said, is considered rural."
You do need a good credit history in order to qualify for the program.
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