Insurance adjusters are busy after the storms - WALB.com, Albany News, Weather, Sports

Insurance adjusters are busy after the storms

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This picture shows damage in a roof caused by hail (Photo courtesy Richard Tison). This picture shows damage in a roof caused by hail (Photo courtesy Richard Tison).
This roof on Albany's northwest side is made of metal and will be less vulnerable to hail damage.  But it can still be damaged by strong winds. This roof on Albany's northwest side is made of metal and will be less vulnerable to hail damage. But it can still be damaged by strong winds.
An example of roof damage from the recent storms in Southwest Georgia. An example of roof damage from the recent storms in Southwest Georgia.
This large tree was toppled by the recent storms in South Georgia. This large tree was toppled by the recent storms in South Georgia.
A tree limb down near Lake Loretta in Albany. A tree limb down near Lake Loretta in Albany.

By Jay Polk - bio | email

ALBANY, GA (WALB) - South Georgia has plenty of trees. They're beautiful to look at but not when they're laying on their side. Multiply this picture by one hundred and you get an idea of what both homeowners and insurance adjusters are facing these days.

"We've been quite busy the last couple of - actually we've been busy this year," said Richard Tison, a Claim Representative for State Farm.

And the damage is not just in one place.

"I have personally been from Donalsonville all through Albany - north of Cordele, Americus," said Tison.

For many people, roof damage like this was all too common. Adjusters have seen this type of damage before. And they know what to look for.

Tison said, "you can tell damage on the siding, such as this building. We look for nicks and pecks in the paint. Once we look at roofs, we start looking for holes, chips indentations that tell us the severity of what we have."

And the damage is not always on the outside - and isn't always immediately apparent.

"We've seen hail - not common to South Georgia - which will actually create leaks in roofs," said Tison.

Of course, this year has been anything but common. There are a lot of branches and whole trees that wound up in living rooms and bedrooms all over South Georgia.

If that's the case for you, you'll want to get the damage fixed as quickly as possible. And insurance adjusters have some advice for you.  Tison there are things to ask for before the job begins.

Tison said, "they should ask for a copy of their license, their insurance and references."

And after the job is done, there's something else that you should ask for too.

"Make sure when they're through, they give you a copy of the manufactures warranty, signed off," said Tison.

He says that the best way to not get taken advantage of is to take a moment to collect yourself before making any big decisions. And to remember one thing...you can get through it.

Tison says you need to call your insurance agent immediately when you notice damage.

They usually can recommend someone to make repairs and can help with the paperwork you'll need to file with your insurance company.

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